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A Syndicate bank is one of the biggest and oldest commercials financial institutes in India established in 1969. The Syndicate Bank can be chosen to fulfill the personal requirement and financial problem with reasonable and affordable rates. A Syndicate Bank Personal Loan can be used for personal expenses like housing renovation, marriage needs, education fees, buying bikes, or can be used for business purposes. The interest rate for a personal loan is 13% of the loan amount with GST and taxes. The personal loan repayment is 60 months or 5 years of tenure. Documentation: Identity Proof: Passport, Pan Card, Aadhaar Card, Voter ID, etc. Address Proof: Ration Card, Passport, Driving Licence, Electric Bills, etc. Income Proof: Salary Slip, Bank Account Statement, Income Tax File Return Copy, etc. Eligibility Criteria: The personage minimum must be 23 years for salaried and self-employed. The maximum age should be 70 years to apply for SB personal loan. A person's citizen

A subsidiary bank of State bank of India is State Bank of Travancore. It is one of the most influential financial institutions in the country offering the countrywide range of loan schemes for the customer to fulfill the goals. The State Bank of Travancore provides personal loan which can benefit customer for various reasons like to buy or spend on the personal requirement, use for future purposes, etc. The State Bank of Travancore Personal Loan gives a customer personal requirement and business purposes can be used. A personal loan by SBT gives flexible period, lower interest rate for PL , other schemes, etc as per requirement. Documentation: Identity Proof: Passport, Pan Card, Aadhaar Card, Voter ID, etc. Address Proof: Ration Card, Passport, Driving Licence, Electric Bills, etc. Income Proof: Salary Slip, Bank Account Statement, Income Tax File Return Copy, etc. Eligibility Criteria: The personage minimum must be 23 years for salaried and self-employed. The maxi

The State Bank of Patiala (SBP) Personal Loan is a part or substitute of State Bank of India. The State Bank of Patiala was founded by 1917, Maharaja Of Patiala, Late Mr. Highness Bhupinder Singh. The main purpose for the opening of State Bank of Patiala is to promote business, agriculture, and trading. The SBP provides personal loan which can be used for personal expenses, business purposes and any other legal usage or benefits. The State Bank of Patiala personal loan can be used for wedding purposes, education fees, business purposes, home furnishing, office furnishing, etc. The State Bank Of Patiala provides loan upto Rs. 20 Lakhs and the minimum loan amount will be Rs. 1 Lakhs. The loan amount can be repaid in tenure will be around 60 months or 5 years. Documentation: Identity Proof: Passport, Pan Card, Aadhaar Card, Voter ID, etc. Address Proof: Ration Card, Passport, Driving Licence, Electric Bills, etc. Income Proof: Salary Slip, Bank Account Statement, etc. Eligibili

State Bank of India is one of the largest public sectors & offers several products. State of Bank Personal Loan is the most preferred loan choice of takers to fulfills the personal requirements. A personal loan can be used for personal expenses like wedding purposes, travel trip, medical usage, buying a new bike, home furnishing, office furnishing, etc. The personal loan by SBI can be collateral-free & available for various types of salaried income for a person. The SBI personal loan interest rate starts with 10.7% for good cibil scores or credit report of a person with a good income more than Rs. 30,000. It will be even greater for people who earn more than Rs. 75,000. The State Bank also provides personal loan for people who earn minimum income Rs. 15000 & can apply for a personal loan. Documentation: Identity Proof: Passport, Pan Card, Aadhaar Card, etc. Address Proof: Ration Card, Passport, Driving Licence, Electric Bills, etc. Income Proof: Salary Slip, Ban

State Bank of Hyderabad was founded in 1941. The State of Hyderabad (SBH) has headquarters in Gunfoundry & have branches more than 500 with including 12800 workers. In the year 1956 SBH was overlapped with reserve bank of India & become a primary subsidiary of it. State Bank Of Hyderabad is one of five associates of SBI Bank. SBH Personal Loan Details: The processing fees would be 1% of the loan amount. The personal loan can be given on request & repayment of a loan with the option of EMI. The personal loan by SBH interest rate starts at 11% of the loan amount. State Bank of Hyderabad provides a personal loan of an amount up to Rs 5 Lakhs. The loan tenure for a personal loan by SBH will be 36 months or 3 Years. The personal loan is also provided for pensioner up to the age of 70 years & the personal loan interest rate would be or starts from 12% to 15% of the loan amount. The personal loan can be used for personal benefits like wedding purpose, education

The State Bank of Bikaner and Jaipur (SBBJ) started in the year 1963 and also it is a prime public sector bank in India. It is also one of the subsidiary banks of State Bank Of India and got merged in the year 2017. Like other banks, SBBJ provides many banking and financial services to its customers. The SBBJ provides banking services like NRI Banking, Corporate Banking, International Banking, and Personal Banking. The SBBJ provide loan for small and medium-size business or personal purpose for its customers. The SBBJ provides personal loan for its customer whenever they with certain criteria. The personal loan by State Bank Of Bikaner And Jaipur can be used for its various purposes to fulfill customer needs. So the customer can use to fulfill their personal needs like wedding purposes, paying education fees, medical usages, or can be used for business purposes too. The SBBJ Personal Loan interest rate starts at 11% to 14% of the loan amount. The loan amount for the personal

Shriram City Union Finance came into existence when customer requirements were of chit funds. It comes under Non-Banking Financial Company (NBFC). Shriram Finance provides personal loan for the customer who is a salaried, self-employed, existing customer, etc. Shriram Finance Complete Details: It provides flexible tenure for loan repayment within 12 to 30-month options. Quick Disbursal: If you have applied for the personal loan amount, then the amount will be credited to your account. For a personal loan, it requires minimum paperwork which will help customer to get Shriram personal loan with ease. The Shriram personal loan can be applied from online easily. For quick getting personal loan by Shriram Finance, a person must require a good credit score & income background. The loan amount will be in between Rs. 1 Lakhs to Rs. 30 Lakhs. The interest rate will be 11% to 21% of loan amount including GST & taxes. Documentation: Address proof like Driving license,

The Reliance Capital`s personal loan can be used for various purposes for self expenses or can be used for business purposes. It can be used for fulfilling a dream for any person. Here you can find all the details which are required to apply for a personal loan. The Reliance Capital Personal Loan provides loan amount up to Rs. 17,00,000 maximum amount for any individual. The loan amount ranges from Rs. 50,000 to Rs. 17,00,000 with an interest rate of 11%. For Reliance Capital Personal Loan interest rate starts from 8.7% to 14% maximum for any individual who required a personal loan. They can be paid in duration or tenure of 5 years or 60 months. Criteria For Reliance Personal Loan: For salaried persons minimum age should be 21 & for self-employed must be 18. The maximum age must be 75 years to apply for reliance capital loan. The net salary should be 2,50,000 per annum. For salaried person salary slip of the current month or Form 16 copy is required. For self-employe

Punjab National Bank offers personal loan for everyone who is salaried & self-employed. A personal loan can be used for personal expenses or other any legal business purpose. As Punjab National Bank offers personal loan & other schemes which have made a good impact in the Indian market even also helped to build brand reputation. PNB Personal Loan Details: You can apply for a loan through a call or online on the official PNB website . The bank representative will send representation to places of the applicant for further process. The loan application can be checked on the website online with the help of tracking number. The bank offers the best & affordable interest rate for salaried & self-employed person. This bank requires simple documentation which helps to get a loan faster. A person can pay a loan amount in 5 years. The condition of personal loan or verification is quite fair for a loan applicant. The eligibility may differ for every applicant & it w

The New India Co-Operative Bank has headquartered in Mumbai & also one of the fastest-growing banks in all over India. Its major goal is to fulfill the banking service needs of clients like small & medium size company to be its partner & varieties of trade for importer & exporters too. The New India Co-operative Bank provides personal loan which can be used for personal expenses or business usage too. The personal expenses usage like wedding purposes, education fees, medical treatments, home furnishing, etc. It can be used for business purposes like office renovation, or use it for other money legal expenses. The New India Co-Operative Bank Personal Loan Details: The New India bank provides personal loan amount in between Rs. 50000 to Rs. 2 Lakhs for an employed person. For a Self-employed person, the bank can provide a loan in the amount of double the amount of income tax paid amount. The applicant can pay a loan amount in tenure of 5 years or 60 months of

Karur Vysya Bank provides unsecured loan for personal expenses of every candidate. The Karur Vysya Bank is a privately held company in India. The personal loan by Karur Vysya Bank can be paid through several options by applicants. The Karur Vysya Loan can be used for various occasions or use it other expenses legal expenses. The loan amount for Karur Vysya Bank personal loan gives starts at Rs. 50,000 to Rs. 10 Lakhs. The tenure of the personal loan or loan can be paid in tenure of 12 to 36 months. The lowest interest rate for a personal loan is 14% & maximum interest rate is 16.5%. It also requires a guarantor to apply for a personal loan. Documentation: The two passport size photograph. Income tax proof copy. Original & Copy of Identity card like Pan Card, Aadhaar Card , Passport, Employee Card, etc. 6 months salary slip & bank transaction proof copy. The features of Karur Vysya Personal Loan is the loan amount, where you can apply for the number of in-bet

IndusInd bank provides to its customer personal loan which can be used for personal expenses. It offers personal loan in 16 major cities all over India. The cities like Noida, Gurgaon, Mumbai, Chennai, Bangalore, Hyderabad, Kolkata, etc. IndusInd Bank gives personal loan for applicants seeking for loan. The personal loan by IndusInd Bank is a hassle free loan & will cater to use loan amount for personal expenses. The personal expenses like wedding purpose, investment, refurnish home, pay education loan for higher studies or children study fees. The above loan amount can also be used for business purposes, office renovation, etc. IndusInd Bank Personal Loan details: The maximum loan can be borrowed is upto Rs. 15 Lakhs. The minimum loan rate of interest is 11% & maximum is 30% depending upon loan applied. The age of the person should be in between 21 to 58 Years. Why To choose IndusInd Bank Personal Loan? Easy loan installments which helps applicant to pay loan ha

Citibank is a private sector bank in the financial market. Citibank is well known for personal loans, banking, financial and advisory firm. The Citibank provides personal loan which can be used for personal & business purposes. The Citibank offers quick & fast process if the loan applicant completes or fulfills eligibility criteria. The personal loan from Citibank can be used for personal or business purpose like wedding purpose, education fee or higher education fees, medical usage, etc. The personal loan of Citibank can be paid in the same installment throughout the loan tenure. The Citibank provides personal loan with loan amount in the range for a personal loan in between Rs 1 Lakhs to Rs. 30 Lakhs for loan applicants. It provides loan amount under an interest rate range of 11% to 18% & loan tenure will be up to 5 years for the loan amount. Feature of Personal Loan: Quick approval: The personal loan takes 48 hours to get loan approval. Flexible Loan Repayment: The

Dena Bank is the most trusted & leading bank in current time in India. It provides personal loan scheme called Dena Suvidha Personal Loan. As the name suggests Suvidha means the facility provided by Dena Bank for personal expenses at a fixed rate of interest. You can avail a personal loan from Dena Bank which can be used for personal expenses, renovation of home, vacation, wedding spending, business gain , etc. Interest rate for Dena Bank Suvidha Personal Loan: The interest in Dena bank personal loan starts from 12% per annul. The minimum age will be 22 to 56 years. For the salaried person, you can interest will be 13% per annul & for other 14% per annul. The interest will be even higher 15% per annul if you choose to pay for a long duration of around 60 Months. Tips for personal loan: But Dena personal loan interest rate will be affected once you applied as per your payback for a loan. You can apply for a loan according to your salary or income per annul. The perso

The Bank Of Baroda is a second largest nationalized bank in India. It provides Personal Loan to applicants to meet their personal expenses like home renovation, education fees, medical usage, wedding preparation, etc. The bank of Baroda provides personal loan amount starts from Rs. 1 Lakhs to Rs. 10 Lakhs. The personal loan tenure will be in period of 1 Year - 5 Years. The loan amount interest rate would be 11.35% to 16.25%. Bank of Baroda offers personal loan to salaried, self-employed professionals and pensioners without any security deposit. Such loans can be used for a wide range of needs like personal expenses, travel expenses, etc. To be repaid in EMIs, the maximum loan tenure, an applicant can get for this personal loan is 7 years (84 months). BOB Personal Loan: The Loan is available for both types of candidate salaried & self-employed. The loan interest rate starts at 11.60% to 16.60% as per applicant loan requirements. The BOB personal loan lowest EMI is ab

HDFC Personal Loan Interest Rate , Benefits, Documentation:- HDFC Personal Loan Interest Rate starts at 11.25% for a candidate working for reputed company salaried person. The rate of interest for a self-employed candidate is higher than the working person. Loan amount: Rs. 50000 to 50Lakhs Loan tenure: 12 To 60 Months Documents:- Passport Size Photo PAN Cards Identity Proof Residential Address Proof Income Documents Important Note: The loan amount is available for credit histories like repayment credit card or any loan borrowed before. The HDFC Personal Loan Interest Rate will be easy to apply & require documents as mentioned above. Benefits: If you are eligible & meets criteria then the loan will be processed & amount credited into your account in 24hrs. It is also available for low credit score but at 18% interest rate & 2% of processing fees. You can directly apply for HDFC Personal Loan Interest Rate at HDFC official websi

What Is Employees Provident Fund? Employees Provident Fund (EPF) is an account where contributions are made by the employer and employee from a part of his/her monthly salary. The amount is decided according to the rank and DA of the employee. EPF balance built over a period is considered ideal for retirement savings as the interest on the amount is not subject to taxes. You can check the EPF balance by going for online or offline methods as you like. Checking your EPF balance is fairly simple if you make sure you have your UAN number registered. Best Way To Check your EPF Balance: Online: EPF website:   Logging in to the official EPF portal , can get you started in checking your EPF balance online. On the website, you can print a copy of your EPF passbook or download a soft copy of the same. Umang app:  Government has created a centralized app for all employees to easily check their EPF balance with the Umang app. You will need a smartphone. It can be downloaded from t

What Is Small Cash Loan & Features Of Small Cash Loan? A small cash loan is a short-term instant finance available for salaried individuals. A borrower can avail anywhere between Rs. 10,000 and Rs. 1 lakh for a period of up to 180 days. The repayment is done through monthly EMIs. There are no prepayment and foreclosure charges, enabling borrower to repay loan early without attracting penalties. Purpose of the Loan Being a multi-purpose loan, a small cash loan can be taken to fulfill any emergency or personal expense. Since the funds are disbursed within 24 hours of loan approval, many usually choose the loan for financial contingencies such as paying school fee of children, home repair, travel, medical treatment, etc. Features of a Small Cash Loan Below-given are some of the features of in stant cash loans . Since the loan is unsecured in nature, financial institutions provide the loan by analyzing the borrower’s net monthly income, financial liabilities, and repa

Do you love everything finance? Is the first thing in the morning for you a Business and Finance newspaper? Hold on, we have got to you latest financial news, trends, and tips at one platform.  Enjoy your free-to-access Finance blog! Digital Outlay Blogs: Small Cash Loan & Features Employees Provident Fund HDFC Personal Loan Interest Rate  ©  Copyright 2019 Digital Outlay . All Rights Reserved.