State Bank of Patiala Personal Loan Information

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State Bank of Patiala Personal Loan

The State Bank of Patiala (SBP) Personal Loan is a part or substitute of State Bank of India. The State Bank of Patiala was founded by 1917, Maharaja Of Patiala, Late Mr. Highness Bhupinder Singh. The main purpose for the opening of State Bank of Patiala is to promote business, agriculture, and trading. The SBP provides personal loan which can be used for personal expenses, business purposes and any other legal usage or benefits.

The State Bank of Patiala personal loan can be used for wedding purposes, education fees, business purposes, home furnishing, office furnishing, etc. The State Bank Of Patiala provides loan upto Rs. 20 Lakhs and the minimum loan amount will be Rs. 1 Lakhs. The loan amount can be repaid in tenure will be around 60 months or 5 years.

Documentation:
  • Identity Proof: Passport, Pan Card, Aadhaar Card, Voter ID, etc.
  • Address Proof: Ration Card, Passport, Driving Licence, Electric Bills, etc.
  • Income Proof: Salary Slip, Bank Account Statement, etc.
Eligibility Criteria:
  • The personage minimum must be 21 years for salaried & self-employed.
  • The maximum age should be 70 years to apply for SBP personal loan.
  • The person citizen should be Indian by nationality.
  • The minimum salary should be Rs. 15,000 per month.
  • Need good credit scores more than 700.
The SBP personal loan interest starts from 11% onward of the loan amount with including Goods and Service and taxes. The processing fees for personal loan SBP from 0.5% to 1% of the loan amount. The prepayment of State Bank of Patiala personal loan is 3% of the loan amount.

To apply for a personal loan by State Bank of Patiala can be applied on SBI Bank or you can visit nearest branch of you.


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Location: India

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