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Showing posts from June, 2019

Get Best Details of BOB Personal Loan

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The Bank Of Baroda is a second largest nationalized bank in India. It provides Personal Loan to applicants to meet their personal expenses like home renovation, education fees, medical usage, wedding preparation, etc. The bank of Baroda provides personal loan amount starts from Rs. 1 Lakhs to Rs. 10 Lakhs. The personal loan tenure will be in period of 1 Year - 5 Years. The loan amount interest rate would be 11.35% to 16.25%. Bank of Baroda offers personal loan to salaried, self-employed professionals and pensioners without any security deposit. Such loans can be used for a wide range of needs like personal expenses, travel expenses, etc. To be repaid in EMIs, the maximum loan tenure, an applicant can get for this personal loan is 7 years (84 months). BOB Personal Loan: The Loan is available for both types of candidate salaried & self-employed. The loan interest rate starts at 11.60% to 16.60% as per applicant loan requirements. The BOB personal loan lowest EMI is ab...

Complete information HDFC Personal Loan 2019

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HDFC Personal Loan Interest Rate , Benefits, Documentation:- HDFC Personal Loan Interest Rate starts at 11.25% for a candidate working for reputed company salaried person. The rate of interest for a self-employed candidate is higher than the working person. Loan amount: Rs. 50000 to 50Lakhs Loan tenure: 12 To 60 Months Documents:- Passport Size Photo PAN Cards Identity Proof Residential Address Proof Income Documents Important Note: The loan amount is available for credit histories like repayment credit card or any loan borrowed before. The HDFC Personal Loan Interest Rate will be easy to apply & require documents as mentioned above. Benefits: If you are eligible & meets criteria then the loan will be processed & amount credited into your account in 24hrs. It is also available for low credit score but at 18% interest rate & 2% of processing fees. You can directly apply for HDFC Personal Loan Interest Rate at HDFC official websi...

EPF Balance - Check Your PF Account Balance Online & Offline

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What Is Employees Provident Fund? Employees Provident Fund (EPF) is an account where contributions are made by the employer and employee from a part of his/her monthly salary. The amount is decided according to the rank and DA of the employee. EPF balance built over a period is considered ideal for retirement savings as the interest on the amount is not subject to taxes. You can check the EPF balance by going for online or offline methods as you like. Checking your EPF balance is fairly simple if you make sure you have your UAN number registered. Best Way To Check your EPF Balance: Online: EPF website:   Logging in to the official EPF portal , can get you started in checking your EPF balance online. On the website, you can print a copy of your EPF passbook or download a soft copy of the same. Umang app:  Government has created a centralized app for all employees to easily check their EPF balance with the Umang app. You will need a smartphone. It can be dow...

Small Cash Loan & Features Of Small Cash Loan

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What Is Small Cash Loan & Features Of Small Cash Loan? A small cash loan is a short-term instant finance available for salaried individuals. A borrower can avail anywhere between Rs. 10,000 and Rs. 1 lakh for a period of up to 180 days. The repayment is done through monthly EMIs. There are no prepayment and foreclosure charges, enabling borrower to repay loan early without attracting penalties. Purpose of the Loan Being a multi-purpose loan, a small cash loan can be taken to fulfill any emergency or personal expense. Since the funds are disbursed within 24 hours of loan approval, many usually choose the loan for financial contingencies such as paying school fee of children, home repair, travel, medical treatment, etc. Features of a Small Cash Loan Below-given are some of the features of in stant cash loans . Since the loan is unsecured in nature, financial institutions provide the loan by analyzing the borrower’s net monthly income, financial liabilities, and ...